MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Search MH Advantage Homes For Sale in Alabama

ManufacturedModularMH Advantage

Classic Series DW / Lauderdale 5096-84-4-32

Built by: Franklin Homes
Offered by: Star Homes
4
2
2400 ft²
30'0" x 80'0"
The Lauderdale 5096-84-4-32 by Franklin Homes exemplifies classic design combined with modern living. This home boasts 4 b...
ManufacturedModularMH Advantage

Classic Series DW / Laurel 5086-82-4-32

Built by: Franklin Homes
Offered by: Star Homes
4
3
2340 ft²
30'0" x 78'0"
Discover the sophisticated charm of the Laurel 5086-82-4-32, a signature model by Franklin Homes. This home features 4 bed...
ManufacturedMH Advantage

Freedom / 3276048

Built by: ScotBilt Homes
Offered by: Star Homes
4
2
2254 ft²
32'0" x 80'0"
Introducing The Freedom/3276048 by ScotBilt Homes, where spaciousness meets elegance. This stunning home features 4 bedroo...
ManufacturedModularMH Advantage

Classic Series DW / Hawthorn 5041-80-5-32

Built by: Franklin Homes
Offered by: Star Homes
5
3
2280 ft²
30'0" x 76'0"
The Hawthorn 5041-80-5-32 stands out with its 5 bedrooms and 3 bathrooms, offering 2280 square feet of space, making it an...
ManufacturedModularMH Advantage

Classic Series DW / Covington 5092-80-4-32

Built by: Franklin Homes
Offered by: Star Homes
4
3
2280 ft²
30'0" x 76'0"
Introducing the Covington 5092-80-4-32, a testament to luxury and spacious living by Franklin Homes. This home offers 4 be...
ManufacturedModularMH Advantage

Cottage Series / Homewood 8008-74-3-32

Built by: Franklin Homes
Offered by: Star Homes
3
2
2100 ft²
30'0" x 70'0"
The Homewood 8008-74-3-32, a beacon of modern living by Franklin Homes, welcomes you to indulge in luxurious comfort. With...
ManufacturedModularMH Advantage

Cottage Series / Homewood 8007-72-3-32

Built by: Franklin Homes
Offered by: Star Homes
3
2
2040 ft²
30'0" x 68'0"
The Homewood 8007-72-3-32, a testament to modern comfort by Franklin Homes, offers a haven for elegant living. With 3 bedr...
ManufacturedMH Advantage

Home Run / 2848229HRN

Built by: ScotBilt Homes
Offered by: Star Homes
3
2
1248 ft²
28'0" x 52'0"
2848229HRN
ManufacturedMH Advantage

Grand Slam / 2456341GSM

Built by: ScotBilt Homes
Offered by: Star Homes
3
2
1260 ft²
24'0" x 60'0"
The Grand Slam/3456341GSM by ScotBilt Homes offers modern comfort with 3 bedrooms, 2 bathrooms, and 1260 square feet. Its ...
ManufacturedMH Advantage

Grand Slam / 2862306GSM

Built by: ScotBilt Homes
Offered by: Star Homes
4
2
1612 ft²
28'0" x 66'0"
The Grand Slam/2862306GSM by ScotBilt Homes embodies spacious elegance with 4 bedrooms, 2 bathrooms, and 1612 square feet....
ManufacturedModularMH Advantage

Manor Series / Lilly II 5075-76-4-44

Built by: Franklin Homes
Offered by: Star Homes
4
2
2565 ft²
42'0" x 72'0"
The Lilly II 5075-76-4-44, an embodiment of contemporary luxury by Franklin Homes, invites you to indulge in refined livin...
ManufacturedModularMH Advantage

Cottage Series / Homewood 8030-58-2-26

Built by: Franklin Homes
Offered by: Star Homes
2
2
1296 ft²
24'0" x 54'0"
The Homewood 8030-58-2-26, a charming retreat by Franklin Homes, invites you to experience comfortable living in style. Wi...
Please note:

All sizes and dimensions are nominal or based on approximate builder measurements. 3D Tours and photos may include dealer and/or factory installed options. Star Homes reserves the right to make changes due to any changes in material, color, specifications, or features at any time without notice or obligation.