MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Search MH Advantage Homes For Sale in Alabama

ManufacturedModularMH Advantage

Classic Series DW / The Grove 1009-70-4-32

Built by: Franklin Homes
Offered by: Star Homes
4
2
1980 ft²
30'0" x 66'0"
The Grove, a skillfully crafted, open concept, four bedroom family home by legendary builder Franklin Homes, is ideal for ...
ManufacturedModularMH Advantage

Prefab Cottage Series / Coach House 8015-70-3-32

Built by: Franklin Homes
Offered by: Star Homes
3
2
1980 ft²
30'0" x 66'0"
The Coach House showcases the very best that Franklin Homes has to offer — a beautiful, modern manufactured home built to ...
ManufacturedModularMH Advantage

Classic Series DW / Acadia 5052-80-4-32

Built by: Franklin Homes
Offered by: Star Homes
4
2
2280 ft²
30'0" x 76'0"
The Acadia 5052-80-4-32 epitomizes spacious and contemporary living, crafted meticulously to meet the needs of a modern fa...
ManufacturedMH Advantage

Freedom / 2856004

Built by: ScotBilt Homes
Offered by: Star Homes
3
2
1456 ft²
28'0" x 60'0"
The Freedom/2856004 crafted by ScotBilt Homes presents a charming retreat with 3 bedrooms, 2 bathrooms, and 1456 square fe...
ManufacturedMH Advantage

Freedom / 3276241

Built by: ScotBilt Homes
Offered by: Star Homes
4
2
2255 ft²
32'0" x 80'0"
Skillfully designed and beautiful estate sized home, ideal for today’s family dynamic, features large living room, spaciou...
ManufacturedModularMH Advantage

Classic Series DW / Independence 1003-64-3-32

Built by: Franklin Homes
Offered by: Star Homes
3
2
1800 ft²
30'0" x 60'0"
The Classic Series DW / Independence 1003-64-3-32 built by Franklin Homes is a remarkable manufactured home that offers bo...
ManufacturedModularMH Advantage

Classic Series DW / Ace 1008-62-3-32

Built by: Franklin Homes
Offered by: Star Homes
3
2
1740 ft²
32'0" x 62'0"
The Ace 1008-62-3-32 represents an ideal blend of contemporary design and practical living, presented by Franklin Homes. T...
ManufacturedModularMH Advantage

Prefab Series / Nandina I 5039-78-3-47

Built by: Franklin Homes
Offered by: Star Homes
3
2
2227 ft²
45'0" x 58'0"
The Nandina I 5039-78-3-47, crafted by Franklin Homes, is a masterpiece of residential design that combines modern aesthet...
ManufacturedMH Advantage

ScotBilt Special / 2856180

Built by: ScotBilt Homes
Offered by: Star Homes
3
2
1456 ft²
28'0" x 60'0"
Skillfully designed and quality crafted family home with zero wasted hallway space features formal exterior access to mast...
ManufacturedMH Advantage

Legend / 2876035

Built by: ScotBilt Homes
Offered by: Star Homes
4
2
1976 ft²
28'0" x 80'0"
Introducing the Legend/2876035 by ScotBilt Homes, a masterpiece offering 4 bedrooms, 2 bathrooms, and 1976 square feet of ...
ManufacturedMH Advantage

Legend / 2860032

Built by: ScotBilt Homes
Offered by: Star Homes
4
2
1560 ft²
28'0" x 64'0"
Step into the Legend/2860032, a captivating creation by ScotBilt Homes. Boasting 4 bedrooms, 2 bathrooms, and 1560 square ...
ManufacturedMH Advantage

Classic Series DW / Andrew 1015-80-4-32

Built by: Franklin Homes
Offered by: Star Homes
4
2
2280 ft²
30'0" x 76'0"
The Andrew 1015-80-4-32, a creation of Franklin Homes, is designed to enrich your living experience with its blend of eleg...
Please note:

All sizes and dimensions are nominal or based on approximate builder measurements. 3D Tours and photos may include dealer and/or factory installed options. Star Homes reserves the right to make changes due to any changes in material, color, specifications, or features at any time without notice or obligation.