MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Search MH Advantage Homes For Sale in Alabama

ManufacturedModularMH Advantage

Classic Series DW / Cypress Bend 1010-84-4-32

Built by: Franklin Homes
Offered by: Star Homes
4
2
2400 ft²
30'0" x 80'0"
The Cypress Bend 1010-84-4-32 is a testament to spacious and refined living, presented by Franklin Homes. This expansive h...
ManufacturedMH Advantage

Freedom / 3260334

Built by: ScotBilt Homes
Offered by: Star Homes
3
2
1780 ft²
32'0" x 64'0"
Introducing the Freedom/3260334 from ScotBilt Homes, where spaciousness meets comfort. Boasting 3 bedrooms, 2 bathrooms, a...
ManufacturedMH Advantage

Freedom / 2876339

Built by: ScotBilt Homes
Offered by: Star Homes
4
2
1976 ft²
28'0" x 80'0"
Discover the Freedom/2876339 by ScotBilt Homes, a harmonious fusion of space and style. This residence boasts 4 bedrooms, ...
ManufacturedMH Advantage

Legend / 3276340

Built by: ScotBilt Homes
Offered by: Star Homes
4
2
2254 ft²
32'0" x 80'0"
Introducing The Legend/3276340 by ScotBilt Homes, where luxury meets functionality. This exquisite abode boasts 4 bedrooms...
ManufacturedMH Advantage

Freedom / 2860333

Built by: ScotBilt Homes
Offered by: Star Homes
3
2
1560 ft²
28'0" x 64'0"
Introducing The Freedom/2860333 by ScotBilt Homes, a haven of comfort and style. This charming residence features 3 bedroo...
ManufacturedModularMH Advantage

Essentials Series / The Maggie 623-84-4-32

Built by: Franklin Homes
Offered by: Star Homes
4
2
2400 ft²
30'0" x 80'0"
The Maggie 623-84-4-32, proudly presented by Franklin Homes, exemplifies spacious elegance and contemporary design. This g...
ManufacturedModularMH Advantage

Manor Series / Nandina II 5113-80-3-47

Built by: Franklin Homes
Offered by: Star Homes
3
2
2240 ft²
43'8" x 76'0"
The Nandina II 5113-80-3-47 by Franklin Homes is a testament to luxury and thoughtful design. This spacious residence feat...
ManufacturedModularMH Advantage

Manor Series / Nandina III 5114-64-3-47

Built by: Franklin Homes
Offered by: Star Homes
3
2
2015 ft²
43'8" x 60'0"
Introducing the Nandina III 5114-64-3-47, a creation that embodies Franklin Homes’ commitment to quality and modern living...
ManufacturedModularMH Advantage

Manor Series / Nandina IV 5115-62-3-47

Built by: Franklin Homes
Offered by: Star Homes
3
2
1985 ft²
43'8" x 58'0"
The Nandina IV 5115-62-3-47 offers a contemporary take on suburban living with a design that maximizes both space and styl...
ManufacturedModularMH Advantage

Manor Series / Lilly III 5116-76-3-44

Built by: Franklin Homes
Offered by: Star Homes
3
2
2569 ft²
42'6" x 72'0"
The Lilly III 5116-76-3-44, presented by Franklin Homes, offers expansive living with a touch of luxury. This home feature...
ManufacturedModularMH Advantage

Manor Series / Lilly IV 5134-78-3-44

Built by: Franklin Homes
Offered by: Star Homes
3
2
2636 ft²
42'6" x 74'0"
Introducing the Lilly IV 5134-78-3-44, a beacon of modern architecture by Franklin Homes. This home encompasses 3 bedrooms...
ManufacturedModularMH Advantage

Manor Series / Jasmine II 5118-78-4-47

Built by: Franklin Homes
Offered by: Star Homes
4
2
2477 ft²
45'0" x 74'0"
The Jasmine II 5118-78-4-47 by Franklin Homes is a masterpiece of residential design, blending ample space with contempora...
Please note:

All sizes and dimensions are nominal or based on approximate builder measurements. 3D Tours and photos may include dealer and/or factory installed options. Star Homes reserves the right to make changes due to any changes in material, color, specifications, or features at any time without notice or obligation.