MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Search MH Advantage Homes For Sale in Alabama

ManufacturedMH Advantage

Grand Slam / 2848302GSM

Built by: ScotBilt Homes
Offered by: Star Homes
3
2
1248 ft²
28'0" x 52'0"
2848302GSM / Affordable well built smaller dual wide home with features and amenities found in much larger and more expens...
ManufacturedMH Advantage

Grand Slam / 2856256GSM

Built by: ScotBilt Homes
Offered by: Star Homes
3
2
1456 ft²
28'0" x 60'0"
2856256GSM / Well constructed and equipped value oriented mid size home designed to maximize living space absence of spac...
ManufacturedModularMH Advantage

Essentials Series / The Kyleigh 622-80-4-32

Built by: Franklin Homes
Offered by: Star Homes
4
2
2280 ft²
32'0" x 76'0"
The Kyleigh 622-80-4-32, a signature design by Franklin Homes, offers a seamless blend of style, space, and comfort. This ...
ManufacturedModularMH Advantage

Manor Series / Azalea I 5078-64-3-47

Built by: Franklin Homes
Offered by: Star Homes
3
2
2136 ft²
45'0" x 60'0"
The Azalea I 5078-64-3-47, presented by Franklin Homes, encapsulates the perfect blend of modern sophistication and practi...
ManufacturedMH Advantage

Freedom / 3266405

Built by: ScotBilt Homes
Offered by: Star Homes
3
2
1807 ft²
32'0" x 70'0"
The Freedom / 3266405 built by ScotBilt Homes redefines contemporary living with its impeccable design and thoughtful layo...
ManufacturedMH Advantage

Classic Series DW / Ellistown 5033-54-3-32

Built by: Franklin Homes
Offered by: Star Homes
3
2
1427 ft²
30'0" x 50'0"
The Ellistown 5033-54-3-32, a refined creation by Franklin Homes, offers a unique blend of comfort and contemporary design...
ManufacturedModularMH Advantage

Essentials Series / Yellowstone 624-84-4-32

Built by: Franklin Homes
Offered by: Star Homes
4
2
2400 ft²
30'0" x 80'0"
The Yellowstone 624-84-4-32, a stately offering from Franklin Homes, exemplifies grandeur and spacious living. This majest...
ManufacturedModularMH Advantage

Manor Series / Jasmine I 5117-76-4-47

Built by: Franklin Homes
Offered by: Star Homes
3
2
2700 ft²
45'0" x 72'0"
The Jasmine I 5117-76-4-47, crafted by Franklin Homes, offers a luxurious and expansive living experience tailored for tho...
ManufacturedModularMH Advantage

Classic Series DW / Woodland 5071-84-4-32

Built by: Franklin Homes
Offered by: Star Homes
4
3
2400 ft²
30'0" x 80'0"
The Woodland 5071-84-4-32, a sophisticated creation by Franklin Homes, perfectly encapsulates the essence of upscale subur...
ManufacturedModularMH Advantage

Classic Series DW / Alexander 5110-76-3-32

Built by: Franklin Homes
Offered by: Star Homes
3
2
2160 ft²
30'0" x 72'0"
The Alexander 5110-76-3-32, presented by Franklin Homes, merges classic charm with modern functionality, offering a luxuri...
ManufacturedModularMH Advantage

Classic Series DW / Adams 5080-68-3-32

Built by: Franklin Homes
Offered by: Star Homes
3
2
1920 ft²
30'0" x 64'0"
The Adams 5080-68-3-32, a finely crafted offering from Franklin Homes, is designed with a perfect blend of functionality a...
ManufacturedModularMH Advantage

Classic Series DW / The Vayda Kate 50-640-66-3-47

Built by: Franklin Homes
Offered by: Star Homes
3
2
2790 ft²
45'0" x 62'0"
The Vayda Kate 50-640-66-3-47 represents the pinnacle of luxury and expansive living offered by Franklin Homes. This prest...
Please note:

All sizes and dimensions are nominal or based on approximate builder measurements. 3D Tours and photos may include dealer and/or factory installed options. Star Homes reserves the right to make changes due to any changes in material, color, specifications, or features at any time without notice or obligation.