MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Search MH Advantage Homes For Sale in Alabama

ManufacturedModularMH Advantage

Classic Series DW / Independence 1003-64-3-32

Built by: Franklin Homes
Offered by: Star Homes
3
2
1800 ft²
30'0" x 60'0"
Independence 1003-64-3-32
ManufacturedModularMH Advantage

Classic Series DW / Ace 1008-62-3-32

Built by: Franklin Homes
Offered by: Star Homes
3
2
1740 ft²
32'0" x 62'0"
Ace 1008-62-3-32
ManufacturedModularMH Advantage

Manor Series / Nandina I 5039-78-3-47

Built by: Franklin Homes
Offered by: Star Homes
3
2
2227 ft²
45'0" x 58'0"
Nandina I 5039-78-3-47
ManufacturedMH Advantage

ScotBilt Special / 2856180

Built by: ScotBilt Homes
Offered by: Star Homes
3
2
1456 ft²
28'0" x 60'0"
Skillfully designed and quality crafted family home with zero wasted hallway space features formal exterior access to mast...
ManufacturedMH Advantage

Legend / 2860032

Built by: ScotBilt Homes
Offered by: Star Homes
4
2
1560 ft²
28'0" x 64'0"
Legend 2860032
MH AdvantageManufactured

Estates Series / The Laney

Built by: Southern Estates
Offered by: Star Homes
3
3
1825 ft²
32'0" x 76'0"
The Laney EST32763B - Skillfully designed and beautifully crafted family home features wrap around covered porch entry int...
ManufacturedMH Advantage

Classic Series DW / Andrew 1015-80-4-32

Built by: Franklin Homes
Offered by: Star Homes
4
2
2280 ft²
30'0" x 76'0"
Andrew 1015-80-4-32
ManufacturedMH Advantage

Grand Slam / 2848302

Built by: ScotBilt Homes
Offered by: Star Homes
3
2
1248 ft²
28'0" x 52'0"
Affordable well built smaller dual wide home with features and amenities found in much larger and more expensive homes, in...
ManufacturedMH Advantage

Grand Slam / 2856256

Built by: ScotBilt Homes
Offered by: Star Homes
3
2
1456 ft²
28'0" x 60'0"
Well constructed and equipped value oriented mid size home designed to maximize living space absence of space wasting hal...
ManufacturedModularMH Advantage

Essentials Series / The Brantley 621-68-3-32

Built by: Franklin Homes
Offered by: Star Homes
3
2
1920 ft²
32'0" x 64'0"
The Brantley 621-68-3-32
ManufacturedModularMH Advantage

Essentials Series / The Kyleigh 622-80-4-32

Built by: Franklin Homes
Offered by: Star Homes
4
2
2280 ft²
32'0" x 76'0"
The Kyleigh 622-80-4-32
ManufacturedModularMH Advantage

Manor Series / Azalea I 5078-64-3-47

Built by: Franklin Homes
Offered by: Star Homes
3
2
2136 ft²
45'0" x 60'0"
Azalea I 5078-64-3-47
Please note:

All sizes and dimensions are nominal or based on approximate builder measurements. 3D Tours and photos may include dealer and/or factory installed options. Star Homes reserves the right to make changes due to any changes in material, color, specifications, or features at any time without notice or obligation.